From a Mishpacha article by Rabbi Avrohom Neuberger:
We reached an impasse, so I said, “Okay, I guess we should go for a din Torah.”
It was like I had dropped a bomb.
A DIN TORAH! He looked at me incredulously. I could see he was thinking, Have we suddenly become mortal enemies? Is he taking me to a din Torah, with hazmanos and seruvin and ikkuls, and ZaBlahs… and lions and tigers and bears, oh, my!
I responded to his unspoken fears. It’s called conflict resolution. In every case involving a monetary claim, each party is 100 percent positive he is correct — and, more often than not, each person’s story is completely at odds with his adversary’s. So, I explained, we should go to a din Torah to learn how the Torah wants us to resolve our conflict. What could be more beautiful than that?!
I am not taking to you a din Torah. We are both proudly marching into the court to find out how Hashem wants us to resolve our conflict.
Ad HaElokim yavo devar shneihem. What could be a greater sign of allegiance to Hashem than this!
…
Sure, there is a smidgen of disappointment, but it is with pride that I submit myself to the judgment of Elokim, Who is nitzav b’adas Keil. Maybe I should have even sung a little niggun. After all, “One who leaves beis din, having lost his shirt, should sing a niggun, as he goes on his way” (Sanhedrin7a).”