Wedding Pains

Some friendly advice:

Are the Chassan or Kallah avoiding you? Please don’t take it personally. I have never known a couple to go from engagement and onward without both of them losing a few friends (at least temporarily). It has probably happened to you from one side of the dais, so now it’s time for the other.

Renewing the Old: ‘Yashan’

Yoshon: Why More Today Than Years Ago?

Q. Why does it seem that there is a greater emphasis on Yoshon today than there was generations ago?

A. The Rama (Yoreh De’ah 293:2) writes that where we are uncertain when grain is planted and harvested, it is permissible based on a sfek sfeika (double doubt): The wheat may have been harvested before Pesach, and even if it was harvested after Pesach, it may have taken root before Pesach. In past generations, it was impossible to know when a particular sack of wheat was harvested or in which month it was planted. In addition, historically (until the 1970s) the U.S. stored their surplus grain from one year to the next. Under such circumstances, it was possible to apply the sfek sfeika of the Rama.

However, today the wheat supply can be tracked so efficiently that there is much less doubt as to whether the wheat is from this year’s or last year’s crop. Every shipment of wheat contains paperwork that identifies the type of wheat and the year it was harvested. Crop reports inform us when each variety of wheat is planted for every state. Furthermore, there is little chance that the wheat is from a previous year, since the U.S. exports its wheat surplus. Far from qualifying as a double doubt, in certain circumstances one might even know with certainty that a particular batch of flour is chodosh. The Mishnah Berurah (489:45) cautioned against purchasing Russian wheat which was known to be chodosh.

However, the opinions of the Magen Avrohom and Bach (cited in the previous Halachah Yomis) would still apply, for those who wish to be lenient.

This column comes from OU Kosher’s Halacha Yomis dedicated in memory of Rav Chaim Yisroel ben Reb Dov HaLevy Belsky, zt’l, Senior OU Kosher Halachic Consultant (1987-2016). Subscribers can also ask their own questions on Kashrus issues and send them to grossmany@ou.org. These questions and their answers may be selected to become one of the Q and A’s on OU Kosher Halacha Yomis.

From Matzav, here.

8 Warning Signs of Investment Fraud

It’s a disastrous story that happens way too often.  You look cautiously for somewhere to invest your carefully accumulated savings, or possibly an inheritance or a gift.  It’s a nest egg, and you feel it represents a good part of your long-term financial security.  You search around, talk to people, and find what you think is an excellent opportunity offering a projected 15%-17% return but with low risk.

For the first year or two everything seems great.  Until you stop hearing from the financial marketers, who also don’t seem to answer the phone anymore.  Then you read an investigative article about the company in the business press which states that they are suspected of investment fraud.  And from that point onwards, it’s a downward spiral of bad news whereby the only thing not clear to you is whether you’ll lose everything, or manage to recover a part of your “safe” investment.

Unfortunately this scenario repeats itself day in and day out in Israel and around the world.

So the following are some of the major warning signs of investment fraud that every investor needs to be aware of.

  • Don’t judge a book by its cover. People running scams will go to extreme lengths to ensure that their image looks reliable in order to gain people’s trust. But just because they look solid and reliable doesn’t mean they are.  Do thorough background checks before investing your money anywhere, especially if you are transferring the money to them as opposed to keeping your investments in your account.

Continue reading

From Labinsky Financial, here.

How the State Makes Us Small

Stay away from welfare. It destroys your confidence. Chant the following idiom (from Bava Metzia 12b):

גדול וסמוך על שלחן אביו זהו קטן קטן ואינו סמוך על שלחן אביו זהו גדול